For leadership & management - brokers & MGAs

Your book loses value
every day.
Until you start steering.

Onesurance translates your client data into daily priorities - for retention, growth and duty of care. Visible in EBITDA. Achievable without additional headcount.

Book an executive meeting → See the model
The reality

Your book isn’t growing.
It’s leaking.

Clients appear on the radar too lateYou only see cancellation once they’ve already left. Churn that could have been prevented.
Growth potential is invisibleCross-sell opportunities in your existing book are not identified - and therefore not acted upon.
Advisers set their own prioritiesNot data. Not CLV. Not risk. As a result, attention goes to the wrong clients.
Growth depends on headcountScaling means hiring. While your existing book already contains more value than you are realising.
What it costs

With €5M commission and 8% churn rate
you lose €300K annually.

€80K in commission lost through churn. €220K in cross-sell left unrealised. Recurring loss - every year. Not due to a lack of quality, but a lack of steering.

What this means financially

From €300K loss to
+€2.4M business valuation.

For a broker with €5M commission revenue and 8% churn rate, Onesurance delivers the following:

+27%
EBITDA improvement
x8
multiple
+€2.4M
higher business valuation
0
additional headcount
Calculation
Commission revenue€5,000,000
Current churn rate8%
Commission retained (Top Defend)+€80,000
Additional cross-sell (Top Sales)+€220,000
Total revenue improvement+€300,000

Growth becomes a process. Not chance.

1. Data-driven strategy

AI identifies every client:

  • Churn probability
  • Value and potential
  • Duty of care status

Top 5-10% get priority.

Management cockpit

2. Uniform steering

Every adviser works with:

  • Prioritised action list
  • Next Best Action
  • AI support through agents

Systematic instead of ad hoc.

Adviser portal

3. Predictable growth

Within 3 months:

  • Churn among high-CLV clients ↓
  • Policy density ↑
  • Impact on commission visible

Growth becomes predictable.

KPI dashboard
Management cockpit - business impact per office
Impact - Business impact per office
Commission, production and return per office. Direct insight into which offices are growing and where action is needed.
Adviser portal - focus overview with daily priorities
Focus - Daily priorities per adviser
Prioritised action list per adviser. Defend, Sales, Care and Fit actions sorted by value and urgency.
KPI dashboard - campaign results and conversion per office
KPIs - Campaign results per office
Leads, conversion and commission impact per office. Directly visible which campaigns deliver return.

Growth models for personal and commercial lines.

Personal lines

100,000+ clients.
Fully managed.

Scalable client servicing without additional headcount

  • Automatic activation
  • Continuous duty of care monitoring
  • Only relevant clients receive attention
Growth without additional headcount →
Commercial lines

Maximum impact
per adviser.

Adviser empowered - not replaced

  • The right priority every day
  • Meetings fully prepared
  • Commercial opportunities visible
Knowledge foundation

Largest structured European risk & advisory database - 420,000+ risk factors, traceable per client. No black box.

Greater results per adviser →
Inbound - Microsoft Outlook sidebar

Every incoming email enriched with client context, next best action and a draft response. Developed with WeGroup.

~10 min time saved per email up to 2.5 hours per day

Automation where possible. Human impact where it counts.

Predictive AI modules

Start with one module. Scale to the full platform.

Choose the module that delivers the most value now. Each model learns from your book, goes live within weeks and delivers measurable impact at EBITDA level.

Top Defend

Retention

Identifies clients with the highest combination of churn probability and commission value. Prevent loss before it happens.

Churn scoreCLV weightingTiming signal
Top Sales

Cross-sell & Up-sell

Identifies which clients have the highest probability of additional policies - based on life events, underinsurance and behavioural data.

Next Best PolicyLife eventsSales potential
Top Care

Duty of care

Proactively identifies and mitigates duty of care risks. Provides demonstrable evidence of your approach for the regulator.

Duty of care gapsRegulatory dossierProactive action
Top Fit

Client value

Calculates the net client value per relationship. Direct adviser time towards clients with the highest strategic value.

Net valueSegment strategyPrioritisation
TopRisk

Risk assessment

In-depth analyses of risks and potential policy extensions per client - for both underwriting and advice.

Risk analysisPolicy gapsExtension opportunities
Top Acquire

Acquisition (Q2-2026)

Provides a crystal-clear view of market share and growth potential per segment, region and product category.

Market shareGrowth opportunitiesSegment analysis

AI Agents execute what the modules identify: personalised emails, chat follow-up, bulk campaigns and reporting - automatically, at scale, without additional headcount.

Adoption

Your team uses it from day 1.

The biggest challenge with technology is not implementation - it is adoption. Onesurance is built to remove resistance.

No training required

Advisers open their portal and see a list. No courses, no manuals - the interface is the instruction.

The adviser always decides

AI advises, the adviser acts. No automatic actions without human approval. That removes resistance.

Results within weeks

Advisers see immediate impact: clients who appreciate the call, cross-sell that converts, less admin. That strengthens adoption.

Trust & compliance

Your data, our responsibility.

GDPR compliant

Data processing fully compliant with GDPR. Data processing agreement included as standard.

Data in EU

All data stored and processed within the EU. No transfers outside the European Economic Area.

Full audit trail

Every action, every recommendation and every communication logged and traceable. Demonstrable for the regulator.

No lock-in

Your data remains yours. Cancel monthly. Full data export upon termination.

DORA-compliant · AI Act ready · ISO 27001 methodology · Data processing agreement as standard

Works with your existing systems. Adds an AI-driven layer that converts data into daily, consistent action - visible in retention, growth and EBITDA.

All data remains your property. Processing within the Netherlands (Azure EU). Fully compliant with GDPR, DORA and the AI Act. Audit trail for regulatory oversight included. View our Trust Center →

Next step

What is your book
really worth?

Book analysis

Insight into your own data. Within one week.

We analyse your churn risk, growth potential and duty of care exposure - concrete, expressed in commission and EBITDA impact on your specific book.

Start analysis →
Executive meeting

30 minutes. Focused on your situation.

No product demo - a conversation about:

  • How much your book is currently costing in silent losses
  • What can realistically be improved in 6 months
  • How that translates to value in a future transaction
Book a meeting →

Insight in days · Impact visible within quarters · ROI-first pricing: payback within the first quarter