/* v2-mockup: homepage volgens het design system van de Onesurance AI-plugin (versie 1.1.0).
   Kleuren, typografie en vormen uit references/kern/design-system.md; webmaten uit medium/beeld-web.md. */

@font-face { font-family: 'Urbanist'; src: url('/assets/v2/Urbanist-VariableFont_wght.ttf') format('truetype'); font-weight: 100 900; font-display: swap; }
@font-face { font-family: 'Outfit'; src: url('/assets/v2/Outfit-VariableFont_wght.ttf') format('truetype'); font-weight: 100 900; font-display: swap; }

:root {
  --navy: #0A1F4D;
  --blauw: #105EFA;
  --lichtblauw: #6699FF;
  --tint: #E7EEFF;
  --kop: #232838;
  --tekst: #44444F;
  --grijs-tekst: #5C5C66;
  --grijs-vlak: #F2F2F2;
  --lijn: #E5E7EB;
  --pijl: #C8C9CD;
  --op-navy: #E8EEF9;
  --label-navy: #A8B3D1;
  --label-blauw: #0B4AC4;
  --radius: 10px;
  --max: 1200px;
  --px: 32px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: 'Outfit', sans-serif; font-size: 18px; line-height: 1.5; color: var(--tekst); background: #FFFFFF; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: var(--blauw); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3 { font-family: 'Urbanist', sans-serif; font-weight: 700; color: var(--kop); margin: 0; line-height: 1.15; }
p { margin: 0; }

.skip-link { position: absolute; left: -9999px; }
.skip-link:focus { left: 16px; top: 16px; background: #FFFFFF; padding: 8px 16px; z-index: 100; }
:focus-visible { outline: 2px solid var(--blauw); outline-offset: 3px; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 var(--px); }
.sec { padding: 96px 0; }
.sec-grijs { background: var(--grijs-vlak); }
.sec-navy { background: var(--navy); color: var(--op-navy); }
.sec-merk { background: linear-gradient(90deg, #0A1F4D 0%, #0A1F4D 38%, #105EFA 100%); color: var(--op-navy); }

/* Typografie */
.eyebrow { display: block; font-family: 'Urbanist', sans-serif; font-weight: 700; font-size: 13px; letter-spacing: .14em; text-transform: uppercase; color: var(--blauw); margin-bottom: 14px; }
.sec-navy .eyebrow, .sec-merk .eyebrow, .hero .eyebrow { color: var(--label-navy); }
.h1 { font-size: 56px; letter-spacing: -.01em; color: #FFFFFF; }
.h2 { font-size: 40px; max-width: 820px; }
.h3 { font-size: 26px; }
.accent { color: var(--blauw); }
.sec-navy .accent, .sec-merk .accent, .hero .accent { color: var(--lichtblauw); }
.sec-navy .h2, .sec-merk .h2 { color: #FFFFFF; }
.lead { font-size: 20px; max-width: 720px; margin-top: 18px; }
.sec-kop { margin-bottom: 48px; }
.onderschrift { font-size: 15px; color: var(--grijs-tekst); }

/* Knoppen: volledig rond, geen navy gevulde knoppen */
.btn { display: inline-flex; align-items: center; gap: 8px; font-family: 'Outfit', sans-serif; font-weight: 600; font-size: 17px; padding: 14px 28px; border-radius: 999px; border: 1.5px solid transparent; transition: background .15s; }
.btn:hover { text-decoration: none; }
.btn-primair { background: var(--blauw); color: #FFFFFF; }
.btn-primair:hover { background: #0B4AC4; }
.btn-outline { color: var(--blauw); border-color: var(--blauw); }
.btn-outline-donker { color: #FFFFFF; border-color: #FFFFFF; }
.btn-outline-donker:hover { background: rgba(255,255,255,.1); }
.btn-klein { font-size: 15px; padding: 10px 20px; }
.knoppen { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 36px; }
.tekstlink { font-weight: 600; }

/* Iconen in een cirkel */
.icoon { display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; flex: none; }

/* Labels (pills) */
.pill { display: inline-block; font-family: 'Outfit', sans-serif; font-weight: 700; font-size: 13px; line-height: 1; padding: 7px 12px; border-radius: 999px; background: var(--tint); color: var(--label-blauw); }
.pill-wit { background: #FFFFFF; }
.pill-grijs { background: var(--lijn); color: #3D3D45; }

/* Kaarten: afgerond, geen schaduw, geen rand plus vulling */
.kaart { border-radius: var(--radius); padding: 28px; }
.kaart-grijs { background: var(--grijs-vlak); }
.kaart-blauw { background: var(--tint); }
.kaart-wit { background: #FFFFFF; border: 1px solid var(--lijn); }
.kaart-navy10 { background: rgba(255,255,255,.08); }
a.kaart { color: var(--tekst); }
a.kaart:hover { text-decoration: none; }
a.kaart:hover h3 { color: var(--blauw); }
.kaart h3 { font-size: 21px; color: var(--navy); margin: 18px 0 8px; }
.kaart p { font-size: 16px; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* Navigatie */
.nav { position: sticky; top: 0; z-index: 50; background: #FFFFFF; border-bottom: 1px solid var(--lijn); }
.nav-inner { max-width: var(--max); margin: 0 auto; padding: 0 var(--px); height: 72px; display: flex; align-items: center; gap: 40px; }
.nav-logo img { height: 28px; width: auto; }
.nav-menu { display: flex; gap: 28px; }
.nav-menu a { color: var(--kop); font-weight: 500; font-size: 16px; }
.nav-right { margin-left: auto; display: flex; align-items: center; gap: 20px; }
.nav-lang { color: var(--grijs-tekst); font-size: 15px; font-weight: 500; }
.nav-toggle { display: none; background: none; border: 0; padding: 0; cursor: pointer; }

/* Hero */
.hero { position: relative; overflow: hidden; background: var(--navy); color: var(--op-navy); padding: 104px 0 96px; }
.hero .deco { position: absolute; width: 760px; right: -220px; top: -120px; opacity: .9; pointer-events: none; }
.hero-inner { position: relative; display: grid; grid-template-columns: 1.25fr 1fr; gap: 64px; align-items: center; }
.hero .lead { color: var(--op-navy); }
.feiten { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 12px; }
.feiten li { display: flex; align-items: center; gap: 14px; font-size: 17px; }
.kpis { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.kpi { background: rgba(255,255,255,.08); border-radius: var(--radius); padding: 28px 24px; }
.kpi-getal { font-family: 'Urbanist', sans-serif; font-weight: 800; font-size: 48px; line-height: 1; color: #FFFFFF; }
.kpi-label { margin-top: 10px; font-size: 16px; color: var(--label-navy); }

/* Klantlogo's */
.logos { padding: 56px 0; border-bottom: 1px solid var(--lijn); }
.logos-kop { font-size: 15px; color: var(--grijs-tekst); margin-bottom: 28px; }
.logos-rij { display: grid; grid-template-columns: repeat(10, 1fr); gap: 28px 32px; align-items: center; }
.logos-rij img { width: 100%; height: 88px; object-fit: contain; filter: grayscale(1); opacity: .8; }

/* Voor wie */
.fit { display: flex; flex-wrap: wrap; gap: 12px 32px; margin: 28px 0 48px; }
.fit span { display: inline-flex; align-items: center; gap: 10px; font-weight: 500; color: var(--kop); }
.persona { display: flex; flex-direction: column; color: inherit; }
.persona:hover { text-decoration: none; }
.persona:hover h3 { color: var(--blauw); }
.persona .onderschrift { margin-top: 18px; font-size: 14px; }
.persona p { flex: 1; }
.persona .tekstlink { margin-top: 18px; font-size: 16px; }

/* Platform */
.scherm { display: grid; grid-template-columns: 1.5fr 1fr; gap: 48px; align-items: center; }
.scherm + .scherm { margin-top: 64px; }
.scherm-omgekeerd { grid-template-columns: 1fr 1.5fr; }
.scherm-omgekeerd .scherm-kaart { order: 2; }
.scherm-kaart { background: #FFFFFF; border: 1px solid var(--lijn); border-radius: var(--radius); padding: 16px; }
.scherm-kaart img { border-radius: 6px; width: 100%; }
.scherm-tekst h3 { font-size: 26px; margin: 14px 0 10px; color: var(--navy); }

/* Hoe het werkt */
.stappen { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; position: relative; }
.stap { position: relative; }
.stap-num { width: 52px; height: 52px; border-radius: 50%; background: var(--tint); color: var(--blauw); font-family: 'Urbanist', sans-serif; font-weight: 700; font-size: 22px; display: flex; align-items: center; justify-content: center; position: relative; z-index: 1; }
.stap:not(:last-child)::after { content: ''; position: absolute; top: 26px; left: 64px; right: -20px; height: 2px; background: var(--pijl); }
.stap h3 { font-size: 21px; color: var(--navy); margin: 20px 0 8px; }
.stap p { font-size: 16px; }
.stap .pill { margin-top: 14px; }
.modules-kop { margin: 88px 0 12px; font-size: 30px; }
.modules-groep { font-family: 'Urbanist', sans-serif; font-weight: 700; font-size: 18px; color: var(--navy); margin: 36px 0 16px; }
.module h3 { margin-top: 14px; }

/* Agents */
.agents { display: grid; grid-template-columns: 1fr 1.2fr; gap: 64px; align-items: start; }
.agents .lead { color: var(--op-navy); }
.kaart-navy10 h3 { color: #FFFFFF; }
.kaart-navy10 p { color: var(--op-navy); }

/* Case */
.case { display: grid; grid-template-columns: 1.1fr 1fr; gap: 64px; align-items: start; }
.cijfers { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin: 40px 0 12px; }
.cijfer-getal { font-family: 'Urbanist', sans-serif; font-weight: 800; font-size: 52px; line-height: 1; color: var(--navy); }
.cijfer-label { margin-top: 8px; font-size: 16px; color: var(--grijs-tekst); }
.quote { position: relative; }
.quote p { font-family: 'Urbanist', sans-serif; font-weight: 600; font-size: 22px; line-height: 1.35; color: var(--kop); }
.quote .wie { margin-top: 14px; font-family: 'Outfit', sans-serif; font-size: 15px; color: var(--grijs-tekst); font-weight: 400; }
.quotes { display: grid; gap: 20px; }
.quotes .kaart p { font-size: 18px; color: var(--kop); }
.quotes .wie { margin-top: 12px; font-size: 15px; color: var(--grijs-tekst); }

/* Erkenning en media */
.hub { display: flex; flex-direction: column; gap: 16px; }
.hub img { height: 64px; width: auto; object-fit: contain; object-position: left; filter: grayscale(1); }
.hub strong { font-family: 'Urbanist', sans-serif; color: var(--navy); font-size: 18px; }
.hub span { font-size: 15px; color: var(--grijs-tekst); }
.media-kop { margin: 80px 0 20px; font-size: 26px; }
.media-rij { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 32px; }
.media-rij .pill { font-weight: 500; color: var(--kop); }
.media-rij .pill b { color: var(--label-blauw); margin-right: 6px; }
.nieuws { display: flex; flex-direction: column; gap: 14px; color: inherit; }
.nieuws:hover { text-decoration: none; }
.nieuws:hover h3 { color: var(--blauw); }
.nieuws h3 { margin: 0; font-size: 20px; color: var(--navy); line-height: 1.3; }
.nieuws .onderschrift { margin-top: auto; }

/* FAQ */
.faq { display: grid; grid-template-columns: 1fr 1.6fr; gap: 64px; align-items: start; }
.faq-lijst { border-top: 1px solid var(--lijn); }
.faq-lijst details { border-bottom: 1px solid var(--lijn); }
.faq-lijst summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 22px 0; font-family: 'Urbanist', sans-serif; font-weight: 700; font-size: 19px; color: var(--kop); }
.faq-lijst summary::-webkit-details-marker { display: none; }
.faq-lijst summary::after { content: '+'; font-family: 'Outfit', sans-serif; font-weight: 400; font-size: 28px; line-height: 1; color: var(--blauw); flex: none; }
.faq-lijst details[open] summary::after { content: '\2212'; }
.faq-lijst .antwoord { padding: 0 0 24px; font-size: 17px; max-width: 720px; }
.faq-lijst .antwoord p + p, .faq-lijst .antwoord ol { margin-top: 12px; }
.faq-lijst ol { padding-left: 22px; }

/* Slot-CTA */
.slot { display: grid; grid-template-columns: 1.4fr 1fr; gap: 64px; align-items: center; }
.slot .lead { color: var(--op-navy); }
.slot-punten { list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.slot-punten li { display: flex; align-items: center; gap: 14px; font-size: 18px; color: #FFFFFF; }

/* Footer */
.footer { border-top: 1px solid var(--lijn); padding: 64px 0 32px; font-size: 15px; }
.footer-inner { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; }
.footer-merk img { height: 26px; width: auto; }
.footer-merk p { margin-top: 16px; color: var(--grijs-tekst); max-width: 280px; }
.footer-kolom { display: flex; flex-direction: column; gap: 10px; }
.footer-kolom h2 { font-size: 16px; color: var(--kop); margin-bottom: 4px; }
.footer-kolom a { color: var(--tekst); }
.footer-onder { margin-top: 48px; padding-top: 24px; border-top: 1px solid var(--lijn); color: var(--grijs-tekst); font-size: 14px; }

/* Tablet */
@media (max-width: 1024px) {
  .h1 { font-size: 46px; }
  .h2 { font-size: 34px; }
  .hero-inner, .agents, .case, .faq, .slot, .scherm, .scherm-omgekeerd { grid-template-columns: 1fr; gap: 40px; }
  .scherm-omgekeerd .scherm-kaart { order: 0; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .logos-rij { grid-template-columns: repeat(5, 1fr); }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}

/* Mobiel */
@media (max-width: 720px) {
  :root { --px: 20px; }
  body { font-size: 17px; }
  .sec { padding: 64px 0; }
  .hero { padding: 64px 0; }
  .hero .deco { width: 480px; right: -260px; top: -80px; opacity: .5; }
  .h1 { font-size: 36px; }
  .h2 { font-size: 28px; }
  .lead { font-size: 18px; }
  .nav-menu { display: none; position: absolute; top: 72px; left: 0; right: 0; flex-direction: column; gap: 0; background: #FFFFFF; border-bottom: 1px solid var(--lijn); padding: 8px var(--px) 16px; }
  .nav-menu.open { display: flex; }
  .nav-menu a { padding: 12px 0; border-bottom: 1px solid var(--lijn); }
  .nav-toggle { display: block; }
  .nav-lang, .nav-right .btn { display: none; }
  .grid-2, .grid-3, .grid-4, .stappen, .cijfers { grid-template-columns: 1fr; }
  .stap:not(:last-child)::after { display: none; }
  .kpis { gap: 12px; }
  .kpi-getal { font-size: 38px; }
  .logos-rij { grid-template-columns: repeat(4, 1fr); gap: 12px 16px; }
  .logos-rij img { height: 56px; }
  .footer-inner { grid-template-columns: 1fr; }
}

/* Trust Center (v2-proef): tabellen, statuslabels, broodkruimel, checklijst */
.hero-compact { padding: 72px 0 64px; }
.hero-compact .hero-inner { grid-template-columns: 1.4fr 1fr; }
.kruimel { font-size: 15px; color: var(--label-navy); margin-bottom: 20px; }
.kruimel a { color: var(--label-navy); }
.kruimel span { margin: 0 8px; }
.pill-groen { background: #CCEEE4; color: #007551; }
.pill-oranje { background: #FFE8CC; color: #9E5600; }
.tabel-wrap { overflow-x: auto; }
.tabel { width: 100%; border-collapse: collapse; font-size: 16px; }
.tabel th { background: var(--grijs-vlak); color: var(--kop); font-weight: 700; text-align: left; padding: 14px 16px; }
.tabel td { color: var(--tekst); padding: 16px; border-bottom: 1px solid var(--lijn); vertical-align: top; }
.tabel td:first-child { color: var(--kop); font-weight: 600; }
.kaart-wit .tabel th { background: var(--grijs-vlak); }
.tabel-kop { font-family: 'Urbanist', sans-serif; font-weight: 700; font-size: 20px; color: var(--navy); margin: 40px 0 16px; }
.checklijst { list-style: none; padding: 0; margin: 16px 0 0; display: grid; gap: 14px; }
.checklijst li { display: flex; gap: 12px; align-items: flex-start; font-size: 16px; }
.checklijst li .icoon { margin-top: 1px; }
.checklijst strong { color: var(--kop); }
.tekstblok { max-width: 820px; display: grid; gap: 16px; }
.contact-regels { display: grid; gap: 8px; margin-top: 20px; color: var(--op-navy); }
.contact-regels a { color: #FFFFFF; }
@media (max-width: 1024px) { .hero-compact .hero-inner { grid-template-columns: 1fr; } }
@media (max-width: 720px) {
  .tabel thead { display: none; }
  .tabel, .tabel tbody, .tabel tr, .tabel td { display: block; width: 100%; }
  .tabel tr { padding: 16px 0; border-bottom: 1px solid var(--lijn); }
  .tabel td { border: 0; padding: 4px 0; }
  .tabel td:first-child { font-family: 'Urbanist', sans-serif; font-size: 18px; color: var(--navy); padding-bottom: 8px; }
  .tabel td:not(:first-child)::before { content: attr(data-label); display: block; font-size: 13px; font-weight: 600; color: var(--grijs-tekst); }
  .kaart.tabel-wrap { padding: 8px 20px; }
}

/* Taalkeuze (v2) */
.taalkeuze { position: relative; }
.taalkeuze summary { list-style: none; cursor: pointer; color: var(--grijs-tekst); font-size: 15px; font-weight: 600; padding: 8px 4px; }
.taalkeuze summary::-webkit-details-marker { display: none; }
.taalkeuze summary::after { content: ''; display: inline-block; width: 6px; height: 6px; margin-left: 8px; border-right: 1.5px solid currentColor; border-bottom: 1.5px solid currentColor; transform: translateY(-3px) rotate(45deg); }
.taalkeuze-menu { position: absolute; right: 0; top: 100%; margin-top: 8px; background: #FFFFFF; border: 1px solid var(--lijn); border-radius: var(--radius); padding: 8px; min-width: 160px; display: grid; z-index: 60; }
.taalkeuze-menu a { color: var(--kop); padding: 8px 12px; border-radius: 6px; font-size: 15px; }
.taalkeuze-menu a:hover { background: var(--grijs-vlak); text-decoration: none; }
.taalkeuze-menu a[aria-current] { color: var(--blauw); font-weight: 600; }
@media (max-width: 720px) { .nav-right .taalkeuze { display: block; } }

/* Juridische pagina's (v2): voorwaarden, bestaande opmaakklassen in v2-stijl */
.legal-hero { background: var(--navy); color: var(--op-navy); padding: 72px 0 56px; }
.legal-hero-inner { max-width: var(--max); margin: 0 auto; padding: 0 var(--px); }
.legal-hero h1 { font-size: 48px; color: #FFFFFF; margin: 12px 0 14px; }
.legal-hero p { font-size: 18px; max-width: 720px; }
.legal-hero p a { color: #FFFFFF; text-decoration: underline; }
.back-link { display: inline-flex; align-items: center; gap: 6px; color: var(--label-navy); font-size: 15px; }
.download-btn { display: inline-flex; align-items: center; gap: 8px; margin-top: 20px; font-weight: 600; font-size: 16px; padding: 12px 24px; border-radius: 999px; background: var(--blauw); color: #FFFFFF; }
.download-btn:hover { background: #0B4AC4; text-decoration: none; }
.legal-hero-meta { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.hero-badge { display: inline-block; font-size: 14px; padding: 7px 14px; border-radius: 999px; background: rgba(255,255,255,.08); color: var(--op-navy); }
.hero-badge strong { color: #FFFFFF; font-weight: 600; }
a.hero-badge:hover { background: rgba(255,255,255,.16); text-decoration: none; }
.legal-body { max-width: var(--max); margin: 0 auto; padding: 64px var(--px) 96px; }
.legal-section + .legal-section { margin-top: 96px; }
.legal-section > h2 { font-size: 36px; color: var(--kop); padding-bottom: 20px; border-bottom: 1px solid var(--lijn); margin-bottom: 32px; }
.legal-toc { background: var(--grijs-vlak); border-radius: var(--radius); padding: 28px 32px; margin-bottom: 48px; }
.legal-toc h3 { font-size: 18px; color: var(--navy); margin-bottom: 12px; }
.legal-toc ol { margin: 0; padding-left: 22px; columns: 2; column-gap: 40px; font-size: 16px; }
.legal-toc li { margin: 4px 0; break-inside: avoid; }
.legal-article { max-width: 820px; padding: 28px 0; border-bottom: 1px solid var(--lijn); scroll-margin-top: 88px; }
.legal-article h3 { font-size: 22px; color: var(--navy); margin-bottom: 12px; }
.legal-article p { font-size: 17px; }
.legal-article p + p, .legal-article p + .legal-table-wrap, .legal-table-wrap + p { margin-top: 12px; }
.legal-article ul, .legal-article ol { font-size: 17px; padding-left: 22px; margin: 12px 0 0; }
.legal-article li { margin: 6px 0; }
.legal-table-wrap { overflow-x: auto; margin-top: 16px; }
.legal-table { width: 100%; border-collapse: collapse; font-size: 16px; }
.legal-table th { background: var(--grijs-vlak); color: var(--kop); text-align: left; padding: 12px 14px; font-weight: 700; }
.legal-table td { padding: 12px 14px; border-bottom: 1px solid var(--lijn); color: var(--tekst); vertical-align: top; }
.legal-formula { background: var(--tint); border-radius: var(--radius); padding: 16px 20px; margin-top: 12px; font-size: 16px; }
.legal-def { margin-top: 12px; }
.legal-contact { background: var(--grijs-vlak); border-radius: var(--radius); padding: 24px 28px; margin-top: 40px; font-size: 16px; line-height: 1.7; }
@media (max-width: 720px) {
  .legal-hero h1 { font-size: 34px; }
  .legal-toc ol { columns: 1; }
  .legal-section > h2 { font-size: 28px; }
}

/* Print (o.a. PDF van de voorwaarden) */
@media print {
  .nav, .footer, .skip-link, .back-link, .download-btn, .nav-toggle, .legal-hero-inner > p { display: none !important; }
  .legal-hero { background: #FFFFFF; color: var(--tekst); padding: 0 0 16px; }
  .legal-hero h1 { color: var(--navy); }
  .hero-badge { background: var(--grijs-vlak); color: var(--tekst); }
  .hero-badge strong { color: var(--kop); }
  .legal-body { padding: 16px 0 0; }
  .legal-article, .legal-table-wrap, tr { break-inside: avoid; }
  .legal-section + .legal-section { margin-top: 0; break-before: page; }
  a { color: inherit; text-decoration: none; }
}
.legal-def { display: grid; grid-template-columns: 200px 1fr; gap: 10px 24px; font-size: 16px; }
.legal-def dt { font-weight: 700; color: var(--kop); }
.legal-def dd { margin: 0; }
@media (max-width: 720px) { .legal-def { grid-template-columns: 1fr; gap: 2px; } .legal-def dd { margin-bottom: 10px; } }